Budget reference
Family budget categories
Use these family budget categories to organize household spending before tracking real expenses in LogByTech.
Common family budget categories
| Category | What to include |
|---|---|
| Housing | Rent, mortgage, HOA, insurance, repairs, maintenance. |
| Groceries | Food at home, pantry basics, household supplies bought during grocery trips. |
| Utilities | Electricity, gas, water, internet, phone, trash. |
| Transportation | Fuel, transit, parking, repairs, maintenance, insurance. |
| Childcare and school | Daycare, school supplies, fees, activities, tutoring. |
| Medical | Visits, prescriptions, therapy, dental, vision, out-of-pocket costs. |
| Debt | Credit cards, loans, repayment plans. |
| Savings | Emergency fund, sinking funds, future family goals. |
| Flexible spending | Dining out, entertainment, gifts, hobbies, small personal purchases. |
Turn categories into a monthly habit
Categories are most useful when your household compares planned spending with what actually happened. LogByTech gives you one place for expenses, budgets, and category review.